Most Michigan buyers put down between 3% and 20%.
FHA loans allow as low as 3.5%, and first-time buyer programs may offer down-payment assistance.

Most buyers close in 30–45 days, depending on financing, inspections, and the negotiation timeline.

Yes. Sellers prefer pre-approved buyers, and it strengthens your offer. It also helps narrow your search to homes you can confidently afford.

Absolutely. Even well-maintained homes can hide issues. Inspections protect buyers from expensive repairs and help with negotiation leverage.

Spring and early summer are the busiest, but winter sellers benefit from less competition and motivated buyers.

Declutter, deep clean, freshen curb appeal, fix small repairs, and consider staging. These steps dramatically improve buyer perception.

You can typically afford a home that keeps your monthly payment at 25–30% of your income, depending on debt, interest rates, and down payment. A lender can calculate your exact affordability.

A typical inspection takes 2–3 hours, depending on the size and age of the home.

We compare the home to recent local sales, market trends, location, upgrades, and condition to estimate the most accurate price.

A seller’s concession is when the seller agrees to help cover part of the buyer’s closing costs. It doesn’t reduce the home’s price, it means the seller is giving the buyer a credit at closing.